Creditt+ loans made easy 1.0.28

Creditt+ is a digital platform that offers personal loans, mutual fund investments, and more. They have partnered with RBI-registered NBFCs to provide easy, paperless loans for salaried employees in India. With Creditt+, you can receive instant loans up to INR 35,000 in less than 15 minutes during emergencies.

Creditt+ is dedicated to promoting financial inclusion by offering fully digital solutions for personal loans and mutual fund investments. They are associated with notable NBFCs such as Datson Exports LTD and Sampati Securities LTD.

As an AMFI-registered mutual fund distributor (ARN-247949), Creditt+ is authorized to distribute mutual funds and has partnerships with 15 leading AMCs. They also comply with RBI's Fair Practice Code to ensure best practices in digital lending. Customers can conveniently apply for loans at any time and from anywhere in India.

To be eligible for a personal loan from Creditt+, you need to be a salaried professional, an Indian national above the age of 21, with a minimum monthly salary of INR 20,000. Your salary should be received through direct bank transfers and you must have a steady source of income on a monthly basis.

Creditt+ offers various features for their customers:

• Personal loans are available from INR 10,000 to INR 35,000.
• The loan application process is 100% online.
• Quick loan approval.
• Flexible interest rates and tenures.
• Transparent and secure transactions.
• Fast disbursal of funds.
• No collateral is required.
• The process is fully automated.
• No foreclosure charges.
• Instant credit line.
• Loan amount is instantly credited to your bank account once approved and accepted.
• Multiple options available for loan repayment.
• Proprietary eligibility check is conducted.
• Low processing fees.
• Loan sanctioning takes less than 15 minutes.
• No membership or upfront fees required.
• No credit history of the user is necessary.
• Zero prepayment charges.
• One-shot repayment method.
• Support for multiple languages.

The maximum Annual Percentage Rate (APR) offered by Creditt+ is 73%, which depends on the customer's risk profile.

To illustrate the loan repayment calculation, for example:

• Loan amount: ₹10,000
• Interest rate: 20% per year
• Minimum and maximum repayment period: 120 days
• Processing fees: ₹350 (inclusive of GST) or 3% of the loan amount (whichever is higher)

After deducting the processing fees, the remaining balance is instantly transferred to the user's bank account. Documentary requirements for loan applications include Aadhaar Card, PAN Card, Selfie, and at least three months of bank statements showing salary credits. The loan process involves four simple steps:

1. Install the Creditt+ App
2. Register using your Aadhaar number and verify via an OTP on your mobile number
3. Provide your basic details and complete four simple steps
4. Upon approval, the loan amount will be transferred into your bank account instantly

Creditt+ has two addresses:

1. DATSON EXPORTS LTD: 11/1C/2, East Topsia Road, Kolkata, West Bengal 700046, India
2. SAMPATI SECURITIES LTD: 303, Tilak Raj Complex, Opp. Suryarath Complex, Panchwati, Ahmedabad-380015, Gujarat, India

For more information about their privacy policy, visit https://credittnow.com/policy?policies=privacy-policy.